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Hi, Visitor
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Saturday, 06 June 2026
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Protect your Car with Mechanical Repair Coverage
As a car owner, you're covered for accidents, theft, fire, and other mishaps. But, what about those mechanical problems that always seem to happen right after your car warranty runs out?
You’ve got a great deal on your car insurance. Mechanical Repair Coverage will save you from bearing the cost of major repairs on your own, no longer covered by your vehicle’s manufacturer’s warranty.
Here are some of the benefits you can expect from Mechanical Repair Coverage:
- Convenient deductible* options of $0, $100, $250 or $500.
- Rental reimbursement up to $35/day for 5 days, from day one.
- 24-hour emergency roadside assistance up to $100 per occurrence.
- No out of pocket expense except the deductible. Plan pays the repair facility.
- Good at any authorized repair facility in the U.S. or Canada.
- Transferable, to increase the resale value of your vehicle in the future (if sold privately). Subject to transfer fee.
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* Not every deductible option is available for all MRC Coverage Plans or Terms.
MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA, OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265.This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.
MRC-1113-2538, © CUNA Mutual Group 2014, All Rights Reserved.
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• At OAS FCU, all your funds are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) under a fund established by congress and backed by the full faith and credit of the United States government.
• OAS FCU is an Equal Opportunity Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
• OAS FCU is committed to providing exceptional service to our Member-Owners, and to each other.
• As a financial cooperative, we are committed to the Seven Cooperative Principles for Credit Unions. For more information, please visit the Credit Union National Association (CUNA) website.
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